This page is for readers in Russia
The Russian version of this page lists five controls that Russian banks and Russian law make available for free: a self-imposed ban on new credit, a trusted second person who confirms transactions, a mandatory cooling-off period on loans, a rule about which state bodies may message you, and the first steps when money has already gone.
None of that transfers. These are procedures written into Russian regulation and Russian banking practice. A cooling-off period that is automatic there is not a consumer right anywhere else, and treating it as one would be a costly mistake. Rather than translate a procedure you cannot use, this page points you at the parts of Book 3 that work in any country.
What to read instead
The idea behind the Russian page is not local at all: you may not be able to spot a fake, but you can make fraud expensive. Procedure beats alertness, because procedure still works when you are tired or in a hurry. Two Practicum materials do that without depending on any one legal system.
- Personal trust perimeter: a second channel for expensive instructions at work, a work record built before anyone accuses you, and what to do in the first 24 hours of a review attack.
- Family trust protocol: a verification phrase agreed with the people close to you, the conversation to have with older relatives, and a printable card to keep by the phone.
If you do bank in Russia
The Russian page has the full procedure for each control: protections you can turn on today, in Russian. It is maintained on a 30-day cycle, because these rules change.
Your own country
Check what your bank and your regulator already offer for free. Most countries have some equivalent of a credit freeze or a transaction confirmation step, but the names, the coverage and the way you switch them on differ. The Practicum does not track those country by country, and a guess here would be worse than no answer.
Version: 2026-08-12.